Personal Loans

Personal Loans

Taking out a loan from your local credit union is a smart way to pay for important expenses — without having to drain your savings.


Enjoy competitive member rates and a payment plan tailored to your needs. Local decisions made in-house ensure efficient processing and friendly service at every step.

Summary
  • Take out a personal loan to fund big expenses instead of using your savings or emergency fund
  • Enjoy benefits of a lower loan rate
  • Affordable payment plans tailored to your budget
  • Several ways members may apply:
  • Online: available for Online Banking Users
  • Loans-By-Phone Hotline: 304.363.5320, Option 1
  • In Person: at any of our full service branches
  • Local decisions for efficient processing and quicker approvals
  • Personalized service to walk you through each step

Take out a share secured loan to fund big expenses instead of using your savings or emergency fund

savings or emergency fund

  • Establish or repair credit payment profile using a share savings account or term share certificate as collateral
  • Flexible terms and payments
  • Continue to earn dividends on your account
  • Local decisions for efficient processing and quicker approvals
  • Personalized service to walk you through each step