A $5.00 deposit from an eligible member is all it takes to become a member/owner of Fairmont Federal Credit Union and take full advantage of the services offered to our members. This is used as a minimum balance in your Share Savings Account.* This is not a fee - it's equal to the par value of a share in the Credit Union. It will be refunded upon closure of your account, provided your account has been open for 90 days.
In Marion, Monongalia, Harrison and Taylor counties:
Persons who live, work, worship volunteer or go to school in, and businesses and other legal entities located within these counties.
In Preston County:
Employees of Valley Health Care
Immediate Family Eligibility Requirements
Anyone in the immediate family of an eligible member may join a Credit Union even if the eligible member does not join. Immediate family members include: spouse, parent, child, sibling, grandparent and grandchild. Adoptive and step-relationships are also included in the definition.
Household Eligibility Requirements
People living in the same residence or maintaining a single economic unit with an eligible member may join only if the eligible member actually belongs to the Credit Union. Household members include domestic partners, roommates, family members and legal guardian relationships. The definition excludes temporary residents and residents of boarding houses, frat houses and condominium complexes. Once a member joins the Credit Union, regardless of what category made them eligible for membership, their immediate families and their households also become eligible to join.
* You must maintain a minimum daily balance of $50.00 in your Share Savings Account to avoid a minimum balance fee. If, during any monthly statement cycle, your account balance falls below the required minimum daily balance, your account will be subject to a minimum balance fee of $4.00 for that monthly statement cycle. This fee will not apply to accounts for minors (persons under 18 years of age). This fee will not apply if an account holder has an open and active sub-account such as a loan, share draft checking, IRA or term share certificate. You must maintain a minimum average daily balance of $50.00 in your account to obtain the disclosed annual percentage yield.
Membership eligibility requirements may apply. This credit union is federally insured by the National Credit Union Administration.
Loan approval based on qualified applicants. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.