Start your child or grandchild out on a sound financial course. All it takes is $5 - the standard lifetime member/owner deposit - and an account will be created in their very own name!**

Other benefits include:

• Free Web resources -
  Googolplex Designed for all ages of youth, Googolplex includes interactive games, tools, calculators, and blogs. A wide range of topics are covered from the basic concepts of money and saving to getting "rich" and credit.
  
• Free online savings calculators


• Free coin counting


• Convenient locations, drive-thrus and ATMs


• ...And much more!

Parents and grandparents - ask about our "Teaching Your Child About Money" brochure!

Current dividends earned with $50.00 average daily balance. Education IRAs and U.S. Savings Bonds also available.

*You must maintain a minimum daily balance of $50.00 in your account to avoid a minimum balance fee. If, during any monthly statement cycle, your account balance falls below the required minimum daily balance, your account will be subject to a minimum balance fee of $4.00 for that monthly statement cycle. This fee will not apply to accounts for minors (persons under 18 years of age.) This fee will not apply if an account holder has an open and active sub-account such as a loan, Home Equity Line of Credit Gold Card, share draft checking, IRA or term share certificate. You must maintain a minimum average daily balance of $50.00 in your account to obtain the disclosed annual percentage yield.

**Parent or guardian must be joint on the account and be present with photo ID and child's birth certificate and SSN card.