Kasasa Cash Back®

Kasasa Cash Back®

Free checking that also earns rewards? It's true! Get cash back on debit card purchases, plus nationwide ATM fee refunds.*

There's no minimum balance to maintain or monthly service charge. And you still get everything you'd expect from checking — like free online banking, e-statements, unlimited check writing, and more.

  • Earn 4% cash back on debit card purchases*
  • ATM fee refunds nationwide (up to $20 monthly)*
  • No monthly service charge
  • No minimum balance to maintain to earn rewards
  • Free online banking & bill pay
  • Free mobile banking
  • Free telephone banking
  • Free e-Statements
  • Free instant issue Visa® debit card
  • Unlimited check writing
  • Preferred rates on personal loans and share certificates
  • No minimum deposit required to open in branch
  • $25 minimum opening deposit required to open online


To earn your rewards, simply do the following activities in your Kasasa Cash Back account during the monthly qualification cycle:

  • Must be a primary member
  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-Statement notice instead of paper statements
  • Be enrolled and log into online banking

If for some reason you don't qualify, don't worry. The account is still free. You can get back to earning the rewards the next monthly qualification cycle.

Membership eligibility requirements may apply.

If you have an existing Fairmont FCU checking account that you would like to convert to Kasasa Cash Back, all you need to do is Contact Us, and we will be happy to make that change for you.

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our credit union.

Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 4.00% cash back on up to a total of $200.00 PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $8.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to an aggregate total of $20 (max. $4.99 per single transaction) for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $5.00 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account in person. However, if you are opening the account online, the minimum balance required to open this account is $25.00. Monthly enrollment/sign in online banking (primary member), receipt of electronic statements are conditions of this accounts. Enrollment in electronic services (e.g. online banking, electronic statements and log-ons may be required to meet some of the account¹s qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.