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Free Kasasa Cash Back Checking
Free checking that also earns rewards? It's true with Kasasa Cash Back®! Get cash back on debit card purchases, plus nationwide ATM withdrawal fee refunds.* There's no minimum balance or monthly service charges. And you still get everything you'd expect from checking — like free online services.
- Free checking that pays you back
- 4.00% cash back on debit card purchases*
- No category restrictions on purchases
- Cash back earned on up to $200 in purchases monthly
- Earn up to $96 cash back per year, $8 per month
- Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*
- No minimum balance to earn rewards
- No monthly service fee
- Free online banking & bill pay
- Free e-statements
- Free mobile banking with mobile deposit
- Free telephone banking
- Free Visa® debit card
- Unlimited check writing
- Preferred rates on personal loans and share certificates
- No minimum deposit to open in branch
- $25 minimum deposit to open online
It's Easy to Qualify.
To earn your rewards, just do the following transactions and activities in your Kasasa Cash Back account during each Monthly Qualification Cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled in and agree to receive e-statements
- Be enrolled in and log into online banking
And if you don't meet these qualifications, don't worry.
Your Kasasa Cash Back account is still free. Plus, you can get right back to earning cash rewards the very next cycle that you qualify.
Convert to a Kasasa Cash Back account.
If you have an existing Fairmont FCU checking account that you would like to convert to Kasasa Cash Back, all you need to do is contact us! We would be happy to make that change for you.
Keep in mind the transactions must post and/or clear during the qualification cycle period.
|December 2019||11/30/2019 - 12/30/2019|
|January 2020||12/31/2020 - 1/30/2020|
|February 2020||1/31/2020 - 2/28/2020|
|March 2020||2/29/2020- 3/30/2020|
|April 2020||3/31/2020 - 4/29/2020|
|May 2020||4/30/2020 - 5/29/2020|
|June 2020||5/30/2020 - 6/29/2020|
|July 2020||6/30/2020 - 7/30/2020|
|August 2020||7/31/2020 - 8/30/2020|
|September 2020||8/31/2020 - 9/29/2020|
|October 2020||9/30/2020 - 10/30/2020|
|November 2020||10/31/2020 - 11/29/2020|
|December 2020||11/30/2020 - 12/30/2021|
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our credit union.
Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 4.00% cash back on up to a total of $200.00 PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $8.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to an aggregate total of $20 (max. $4.99 per single transaction) for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $5.00 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account in person. However, if you are opening the account online, the minimum balance required to open this account is $25.00. Monthly enrollment/sign in online banking (primary member), receipt of electronic statements are conditions of this accounts. Enrollment in electronic services (e.g. online banking, electronic statements and log-ons may be required to meet some of the account¹s qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.