Rates

Qualifications

Earning the full rewards is so easy, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

• Have at least 12 debit card purchases post and settle
• Be enrolled in and agree to receive e-statements
• Be enrolled in and log into online banking

If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month. Variable Rate Product. These rates may change at any time after account opening.

Variable Rate Product. These rates may change at any time after account opening.

The minimum balance required to open this account is $50.00. Service fees may be incurred on Money Manager accounts if the account balance falls below the required minimum daily balance of $1,000.00. Incurred fees may reduce earnings. $1,000.00 minimum balance is required to avoid the minimum balance service fee on the Money Manager account. Variable Rate Product. These rates may change at any time after account opening.

Dividend rates and fees are effective as of the date stated and are subject to change without notice.

Dividend rates and fees are effective as of the date stated and are subject to change without notice.

Dividend rates and fees are effective as of the date stated and are subject to change without notice.

Variable Rate Product- These rates may change at any time after account opening.

¹The minimum required to open a share savings account is the purchase of a share in the credit union. If the account is closed within 90 days of opening, a $5.00 closed account fee will be assessed. You must maintain a minimum daily balance of $50.00 in your account to avoid a minimum balance fee. If, during any monthly statement cycle, your account balance falls below the required minimum daily balance, your account will be subject to a minimum balance fee of $4.00 for that monthly statement cycle. This fee will not apply to accounts for minors (persons under 18 years of age). This fee will not apply if an account holder has an open and active sub-account such as a loan, Home Equity Line Of Credit Gold Credit Card, share draft checking, IRA or term share certificate. You must maintain a minimum average daily balance of $50.00 in your account to obtain the disclosed annual percentage yield. If a share savings or club account is closed before dividends are paid, accrued dividends will be forfeited. 

²One Club  per social security number, ages 17 and under.  

³Club Account balances up to $500 receive APY of 5.00%; and balances over $500 earn APY of .10% on the portion of balance over $500, resulting in a range from 0.10% to 5.00% APY depending on the account’s balance. 

⁴Club Account balances up to $500 receive APY of 2.50%; and balances over $500 earn APY of .10% on the portion of balance over $500, resulting in a range from 0.10% to 2.50% APY depending on the account’s balance. 

Rates subject to change without notice. 

*APY = Annual Percentage Yield. 

Penalties may be incurred for early withdrawal of term share certificates.

Priority Choice Share Draft Checking, Money Manager Checking, Kasasa Cash Checking, or Kasasa Cash Back Checking membership entitles participants to receive an additional 1/4% bonus dividend. See Priority Choice Share Draft Checking, Money Manager, Kasasa Cash, or Kasasa Cash Back for details. Rates are based upon credit union participation.

Term Share Certificates qualify as Jumbo if the opening certificate amount is $100,000 or more.

Penalties may be incurred for early withdrawal of term share certificates.

Priority Choice Share Draft Checking, Money Manager Checking, Kasasa Cash Checking, or Kasasa Cash Back Checking membership entitles participants to receive an additional 1/4% bonus dividend. See Priority Choice Share Draft Checking, Money Manager, Kasasa Cash, or Kasasa Cash Back for details. Rates are based upon credit union participation.

Term Share Certificates qualify as Jumbo if the opening certificate amount is $100,000 or more.

Penalties may be incurred for early withdrawal of term share certificates.

Priority Choice Share Draft Checking, Money Manager Checking, Kasasa Cash Checking, or Kasasa Cash Back Checking membership entitles participants to receive an additional 1/4% bonus dividend. See Priority Choice Share Draft Checking, Money Manager, Kasasa Cash, or Kasasa Cash Back for details. Rates are based upon credit union participation.

Term Share Certificates qualify as Jumbo if the opening certificate amount is $100,000 or more.

Penalties may be incurred for early withdrawal of term share certificates.

Priority Choice Share Draft Checking, Money Manager Checking, Kasasa Cash Checking, or Kasasa Cash Back Checking membership entitles participants to receive an additional 1/4% bonus dividend. See Priority Choice Share Draft Checking, Money Manager, Kasasa Cash, or Kasasa Cash Back for details. Rates are based upon credit union participation.

Term Share Certificates qualify as Jumbo if the opening certificate amount is $100,000 or more.

The interest rate, corresponding APR, and term will be based on creditworthiness criteria, loan to value, vehicle age, and amount financed. Apply today to determine the qualifying APR. Financing is available for model years New -2012.  ^Classic Vehicles must be listed in NADA Classic Cars Guide. Rate will increase for loan-to-values greater than 100%.

Discounted Vehicle Rate: A .25% rate discount on vehicle loans is available for members with a Premier Checking Account. Fairmont Federal Credit Union makes all final decisions regarding vehicle value, term, and proper rate. Some restrictions apply. Rates are subject to change without notice.

¹Annual Percentage Rate (APR) and payment displayed are based on $30,000 financed with a $175 loan origination fee.

² Annual Percentage Rate (APR) and payment displayed are based on $25,000 financed with a $175 loan origination fee.

³ Annual Percentage Rate (APR) and payment displayed are based on $20,000 financed with a $175 loan origination fee.

Your interest rate, corresponding APR, and term will be based on credit worthiness criteria, loan to value, vehicle age and amount financed. Apply today to determine your qualifying APR.

Discounted Vehicle Rate: A .25% rate discount on vehicle loans is available for members with a Premier Checking Account¥. Fairmont Federal Credit Union makes all final decisions regarding vehicle value and proper rate. Some restrictions apply. Rates are subject to change without notice.

¹ Annual Percentage Rate (APR) and payment displayed are based on $7,500 financed with a $175 loan origination fee.

² Annual Percentage Rate (APR) and payment displayed are based on $20,000 financed with a $175 loan origination fee.

³ Annual Percentage Rate (APR) and payment displayed are based on $35,000 financed with a $175 loan origination fee.

⁴ Annual Percentage Rate (APR) and payment displayed are based on $60,000 financed with a $175 loan origination fee.

 ¥ Premier Checking Accounts include: Priority Choice, Money Manager, and Kasasa Cash & Cash Back.

¹ Annual Percentage Rate (APR) and payment displayed are based on $10,000 financed. Loan origination fee does not apply. Rates are subject to change without notice.