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Savings Club Account
Only you know what's on your bucket list. At Fairmont FCU, our mission is to help you meet your financial goals. Create a savings account specifically for your heart's desire — and earn dividends to reach your goal faster. It's a practical way to act on your wild (and wonderful) dreams.
Savings Club Details
- Save up for something specific:
- New merchandise item
- Auto expenses
- Home insurance
- Dream vacation
- Higher education
- And more
- Earn dividends like regular savings
- Based on average daily balance and paid monthly
- No minimum balance required
- No payment schedule
- Make unlimited deposits at anytime
- Withdrawals in any amount are allowed
- Members may withdraw funds at any branch location or transfer via:
- No minimum deposit to open
Debit Card Round Up Savings Club Details
Savings made easy! Simply enroll, use your Debit Card for everyday purchases, like groceries, gas or your morning coffee. All eligible transactions will be rounded up to the nearest dollar and the difference will be deposited in to your Round Up Savings Club the next business day. Swipe .... Save ... and Earn a higher dividend then your regular savings.
- Every eligible purchase you make with your FFCU Visa Debit Card will be rounded up to the nearest dollar.
- Swipe and Save using your Fairmont FCU Debit Card for everyday purchases.
- Receive up to 2.50% APY* on balances up to $500
- Balances over $500 earn APY of .10% on portion of balance over $500, resulting in a range from 0.10% to 2.50% APY
- A separate Club account will automatically be opened, and aggregate funds will be transferred the next business day.
- There’s no minimum balance required
- Available on all personal checking accounts
- Once enrolled, Round Up transfers will apply to all debit cards associated with that checking account.
- You may add to or withdrawal from your Round Up Club Account.
- May cancel participation at any time
- You’ll see your daily transfer and deposit activity in the transaction history for your Share Draft Checking account and your Round Up Savings Club.
| Expense | Debit Card Purchase | Round Up Amount | Amount Difference |
| Coffee | $5.25 | $6.00 | $0.75 |
| Groceries | $46.30 | $47.00 | $0.70 |
| Retail | $25.50 | $26.00 | $0.50 |
| Total Deposit to your Round Up Savings Club | - | - | $1.95 |
Enroll today at any full service location or by contacting a Member Experience Representative 304.363.5320, option 1.
Membership eligibility requirements may apply. Rates effective as of 6/01/20. Rates subject to change without notice and may change after accounts are opened. APY = Annual Percentage Yield. Point of sale transactions must post and settle to be eligible for transfer.
