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If your old car is driving you crazy, it may be time to finance a new one. Whether it's a new or used car or truck, we offer competitive rates and a payment plan you can afford. Or refinance your current auto loan for a lower rate. Even get pre-approved for better bargaining power. Either way, you can save money.

Rates Financial Calculator

  • Several options for affordable financing:
    • Take out a loan for a new or used vehicle
    • Motorcycle loans also available
    • Get pre-approved for better bargaining power
    • Refinance your current loan for a lower rate
  • Competitive member rates
  • Affordable payment plans for all budgets
  • Protect your family against the unexpected with optional Loan Protection
  • Find new and used car values with NADA guides
  • Affordable Guaranteed Asset Protection (GAP) available
  • Decisions made locally for faster approvals
  • Experienced local experts give personalized service

How to Apply

There are several options for applying:

The following dealers are participants in Fairmont Federal Credit Union's Dealer Program. Please visit these accredited dealers when searching for your next vehicle loan.

Harrison County

Audi of Clarksburg/Volkswagon of Clarksburg

US Rte. 19 South/PO Box 147                                       
Clarksburg, WV 26301 

Bridgeport Auto Mart

531 East Main Street/PO Box 1106
Bridgeport, WV 26330 

Carder Motors

408 West Main St.
Bridgeport, WV 26330

Chenoweth Ford

Route 50 East/PO Box 1640 
Clarksburg, WV 26302-1640 

Country Club Chrysler Dodge

Route 19 South 
Clarksburg, WV 26302

Dan’s Car World

1221 Johnson Avenue
Bridgeport, WV 26330

Dan Cava’s Buick GMC Cadillac

1366 E Pike St/PO Box 390
Clarksburg, WV 26301-9604

Freedom Kia of Clarksburg

97 Joy Lane
Bridgeport, WV 26302-1640

Harry Green

1858 East Pike St./PO Box 1527
Clarksburg, WV 26302 

Hilltop Auto Mart Preowned

2027 East Pike St./PO Box 8037
Clarksburg, WV 26301 

Jenkins Subaru-Hyundai

750 Lodgeville Rd.
Bridgeport, WV 26330 

Urse Honda

350 Barnett Run Rd. 
Bridgeport, WV 26330 

Monongalia County

Auto Max Preowned Vehicles

1450 Earl L Core Road Suite 175
Morgantown, WV 26505

Auto Max Preowned Vehicles

525 Don Knotts Blvd
Morgantown, WV 26301

Auto Ranch

761 Fairmont Rd. Ste. 1
Westover, WV 26501

Freedom Kia of Morgantown

601 Mary Jane Wood Circle
Morgantown, WV 26501

I-79 Honda

6100 Nancy D Dr.
Morgantown, WV 26501-1103

Lithia Morgantown-CJD LLC

DBA CDJRF of Morgantown

1733 Mileground Rd.
Morgantown, WV 26505-3764

Lithia Morgantown-S, LLC

DBA Subaru of Morgantown

1730 Mileground Rd.
Morgantown, WV 26505-3753

Lithia Morgantown-F, LLC

DBA Ford Lincoln of Morgantown

501 Mary Jane Wood Circle
Morgantown, WV 26501-1108

Merryman Quality

1737 Mileground Rd. 
Morgantown, WV 26505 

Mileground Pre-Owned Motors, Inc.

346 Mileground Rd. 
Morgantown, WV 26505 

Mitsubishi of Morgantown

58 Don Knotts Blvd. 
Morgantown, WV 26501 

Premier Chevrolet Buick GMC

6030 University Town Center Dr.
Morgantown, WV 26501 

Triple S Harley Davidson

37300 Wille G Ave
Westover, WV 26501

University Motors LTD

60 Don Knotts Blvd.
Morgantown, WV 26505

Urse Dodge Chrysler Ram of Morgantown

2000 Mid Atlantic Road 
Morgantown, WV 26508 

Waterfront Jeep

525 Don Knotts Blvd.
Morgantown, WV 26501 

Weimer Hyundai of Morgantown

401 Mary Jane Wood Circle
Morgantown, WV 26501

Weimer Morgantown Inc.

401 Mary Jane Wood Circle
Morgantown, WV 26501

Marion County

Anthony Chevrolet

1229 Country Club Road 
Fairmont, WV 26554 

Carnes Auto

401 Buffalo Street 
Mannington, WV 26582 

Corwin Ford

PO Box 427 
Mannington, WV 26582 

Dan Cava's Toyota World

2510 Whitehall Blvd. 
White Hall, WV 26554 

Husky Country Auto

4229 Husky Highway 
Farmington, WV 26571

Joe's Cars

800 East Park Avenue 
Fairmont, WV 26554 

Main Street Auto

610 East Main Street
Mannington, WV 26582 

Sowers Pre-Owned Auto Sales

605 Gaston Ave.
Fairmont, WV 26554 

Toothman & Sowers Ford

2231 White Hall Blvd.
White Hall, WV 26554 

Trailer City Inc.

2386 White Hall Blvd.
White Hall, WV 26554

Urse Dodge Inc.

14 Tygart Mall Loop
White Hall, WV 26554


Taylor County

Auto Junction

391 George Washington Highway
Grafton, WV 26354 

Toothman Ford Sales Inc.

PO Box 9
Grafton, WV 26354 

Preston County

The Auto Source

Route 7 West 
Kingwood, WV 26537 

Victory Auto Group, LLC

DBA Victory Chrysler Dodge Jeep Ram

16583 Veterans' Memorial Hwy
Kingwood, WV 26587-9763

As low as
2.70% APR 3 

deferred payment 2

1% cash back
Up to $500.001

As low as
2.20% APR 4 with premier checking

deferred payment 2

1% cash back
Up to $500.001

  • 1Cash Back
    • Cash back is paid based on 1% of the total loan amount, $15,000 minimum loan amount
    • Maximum cash back amount is $500 per member
    • Cash back will be deposited into the Fairmont Federal Credit Union savings account, associated with the loan, within one business day of the loan funding.
  • 2Deferred Payment
    • First payment may be deferred for up to 2 months from loan date. Loan will accrue interest during that time. 
  • Premier Checking Discount
    • Reduce your rate by .50% with a premier checking account.
  • Offer available for the refinancing of non-Fairmont Federal Credit Union auto loan and valid for a limited time.

How to Apply

There are several options for applying:

3Annual Percentage Rate (APR) shown is effective 03.01.2021.  Example Payment: $328 monthly payment is based on a 2.50% rate and a 2.70% Annual Percentage Rate (APR), a loan-to-value less than or equal to 100%, 84-month term, $25,000 financed with a $175 loan origination fee.     

4Annual Percentage Rate (APR) shown is effective 03.01.2021 with premier checking.  Example Payment: $322 monthly payment is based on a 2.00% rate and a 2.20% Annual Percentage Rate (APR), 84-month term, $25,000 financed with a $175 loan origination fee. 

Promotion rate and premier checking rate discount is subject to change without notice, is available on model years new -2017 and does not apply to Member Business auto loans.  The maximum term on new-2018 model vehicles is 84 months.  The maximum term on 2017 model vehicles is 66-months.  Additional rates and APRs dependent upon credit history, type of collateral, loan term and LTV.  All loans are subject to credit approval.  See a representative for details. 

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