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If your old car is driving you crazy, it may be time to finance a new one. Whether it's a new or used car or truck, we offer competitive rates and a payment plan you can afford. Or refinance your current auto loan for a lower rate. Even get pre-approved for better bargaining power. Either way, you can save money.

Rates Financial Calculator

  • Several options for affordable financing:
    • Take out a loan for a new or used vehicle
    • Motorcycle loans also available
    • Get pre-approved for better bargaining power
    • Refinance your current loan for a lower rate
  • Competitive member rates
  • Affordable payment plans for all budgets
  • Peace of mind with optional credit life & disability insurance
  • Find new and used car values with NADA guides
  • Affordable Guaranteed Asset Protection (GAP) available
  • Decisions made locally for faster approvals
  • Experienced local experts give personalized service

How to Apply

There are several options for applying:

The following dealers are participants in Fairmont Federal Credit Union's Dealer Program. Please visit these accredited dealers when searching for your next vehicle loan.

Harrison County

Audi of Clarksburg/Volkswagon of Clarksburg

US Rte. 19 South/PO Box 147                                       
Clarksburg, WV 26301 
304.623.7827

Bridgeport Auto Mart

531 East Main Street/PO Box 1106
Bridgeport, WV 26330 
304.848.2424

Carder Motors

408 West Main St.
Bridgeport, WV 26330
304.842.6776

Chenoweth Ford

Route 50 East/PO Box 1640 
Clarksburg, WV 26302-1640 
304.623.6501

Country Club Chrysler Dodge

Route 19 South 
Clarksburg, WV 26302
304.624.7611

Dan’s Car World

1221 Johnson Avenue
Bridgeport, WV 26330
304.848.9250

Dan Cava’s Buick GMC Cadillac

1366 E Pike St/PO Box 390
Clarksburg, WV 26301-9604
304.624.6594

Freedom Kia of Clarksburg

97 Joy Lane
Bridgeport, WV 26302-1640
304.566.7830

Harry Green

1858 East Pike St./PO Box 1527
Clarksburg, WV 26302 
304.624.6304

Hilltop Auto Mart Preowned

2027 East Pike St./PO Box 8037
Clarksburg, WV 26301 
304.622.7878

Jenkins Subaru-Hyundai

750 Lodgeville Rd.
Bridgeport, WV 26330 
304.848.6000

Urse Honda

350 Barnett Run Rd. 
Bridgeport, WV 26330 
304.842.5600

Monongalia County

Auto Max Preowned Vehicles

1450 Earl L Core Road Suite 175
Morgantown, WV 26505
304.241.1956

Auto Ranch

761 Fairmont Rd. Ste. 1
Westover, WV 26501
304.288.8180

Freedom Kia of Morgantown

601 Mary jane Wood Circle
Morgantown, WV 26501
304.291.5090

I-79 Honda

6100 Nancy D Dr.
Morgantown, WV 26501-1103
304.943.7600

Merryman Quality

1737 Mileground Rd. 
Morgantown, WV 26505 
304.225.3100

Mileground Pre-Owned Motors, Inc.

346 Mileground Rd. 
Morgantown, WV 26505 
304.225.0300

Mitsubishi

58 Don Knotts Blvd. 
Morgantown, WV 26507 
304.296.9224

Premier Chevrolet Buick GMC

6030 University Town Center Dr.
Morgantown, WV 26501 
304.292.9446

Triple S Harley Davidson

37300 Wille G Ave
Westover, WV 26501
304.284.8244

University Motors LTD

60 Don Knotts Blvd.
Morgantown, WV 26505
304.296.4401

Urse Dodge Chrysler Ram of Morgantown

2000 Mid Atlantic Road 
Morgantown, WV 26508 
304.592.2110

Waterfront Jeep

525 Don Knotts Blvd.
Morgantown, WV 26501 
304.292.4823

Weimer Hyundai of Morgantown

401 Mary Jane Wood Circle
Morgantown, WV 26501
304.658.7800

Weimer Morgantown Inc.

401 Mary Jane Wood Circle
Morgantown, WV 26501
304.658.7800

Marion County

Anthony Chevrolet

1229 Country Club Road 
Fairmont, WV 26554 
304.366.3500

Carnes Auto

401 Buffalo Street 
Mannington, WV 26582 
304.986.3462

Corwin Ford

PO Box 427 
Mannington, WV 26582 
304.986.1111

Dan Cava's Toyota World

2510 Whitehall Blvd. 
White Hall, WV 26554 
304.366.2720

Husky Country Auto

4229 Husky Highway 
Farmington, WV 26571
304.986.2774

Jarco Enterprises LLC.

30 Gateway Dr
Fairmont, WV 26554
1.800.498.0163

Joe's Cars

800 East Park Avenue 
Fairmont, WV 26554 
304.366.8482

Main Street Auto

610 East Main Street
Mannington, WV 26582 
304.986.9001

Sowers Pre-Owned Auto Sales

501 Merchant Street 
Fairmont, WV 26554 
304.363.0043

Toothman & Sowes Ford

2231 White Hall Blvd.
White Hall, WV 26554 
304.363.0500

Trailer City Inc.

2386 White Hall Blvd.
White Hall, WV 26554
304.366.7104

Urse Dodge Inc.

14 Tygart Mall Loop
White Hall, WV 26554
304.363.9300

Taylor County

Auto Junction

391 George Washington Highway
Grafton, WV 26354 
304.265.2886

Toothman Ford Sales Inc.

PO Box 9
Grafton, WV 26354 
304.265.3000

Other

Bob Yoak Ford Inc.

PO Box 250
Ellenboro, WV 26346 
1.800.262.9625

The Auto Source

Route 7 West 
Kingwood, WV 26537 
304.329.3673

As low as
3.37% APR 3 

2 MONTHS
deferred payment 2

1% cash back
Up to $500.001

  • 1Cash Back
    • Cash back is paid based on 1% of the total loan amount, $15,000 minimum
    • Maximum cash back amount is $500 per member
    • Cash back will be deposited into the Fairmont Federal Credit Union savings account, associated with the loan, within one business day of the loan funding.
  • 2Deferred Payment
    • First payment may be deferred for up to 2 months from loan date. Loan will accrue interest during that time. 
  • Offer available for the refinancing of non-Fairmont Federal Credit Union auto loan and valid for a limited time.

How to Apply

There are several options for applying:

3Annual Percentage Rate (APR) shown is effective 9.23.2019, is subject to change without notice, is not eligible for any other rate discounts and is available for model years New-2015 only.  “As low as” rate assumes excellent borrower credit history with a maximum 66-month term and 100% loan-to-value (LTV).  Example Payment: $250 monthly payment is based on a 3.00% rate and a 3.37% Annual Percentage Rate (APR), 66-month term, $15,000 financed with a $150 loan origination fee.  Additional rates and APRs dependent upon credit history, type of collateral, loan term and LTV.   All loans are subject to credit approval.  Some restrictions apply. See a representative for details.

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