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Auto Loans
If your old car is driving you crazy, it may be time to finance a new one. Whether it's a new or used car or truck, we offer competitive rates and a payment plan you can afford. Or refinance your current auto loan for a lower rate. Even get pre-approved for better bargaining power. Either way, you can save money.
Auto Loan Details
- Several options for affordable financing:
- Take out a loan for a new or used vehicle
- Motorcycle loans also available
- Get pre-approved for better bargaining power
- Refinance your current loan for a lower rate
- Competitive member rates
- Affordable payment plans for all budgets
- Peace of mind with optional credit life & disability insurance
- Find new and used car values with NADA guides
- Affordable Guaranteed Asset Protection (GAP) available
- Decisions made locally for faster approvals
- Experienced local experts give personalized service
How to Apply
There are several options for applying:
- Online
- By phone: 304.363.5320, Option 1
- In-person: at any of our full-service branches
- At a participating dealer
Participating Dealers
The following dealers are participants in Fairmont Federal Credit Union's Dealer Program. Please visit these accredited dealers when searching for your next vehicle loan.
Harrison County
| Audi of Clarksburg/Volkswagon of Clarksburg
US Rte. 19 South/PO Box 147 |
Bridgeport Auto Mart
531 East Main Street/PO Box 1106 |
| Carder Motors
408 West Main St. |
Chenoweth Ford
Route 50 East/PO Box 1640 |
| Country Club Chrysler Dodge
Route 19 South |
Dan’s Car World 1221 Johnson Avenue |
| Dan Cava’s Buick GMC Cadillac 1366 E Pike St/PO Box 390 |
Freedom Kia of Clarksburg
97 Joy Lane |
| Harry Green
1858 East Pike St./PO Box 1527 |
Hilltop Auto Mart Preowned
2027 East Pike St./PO Box 8037 |
| Jenkins Subaru-Hyundai
750 Lodgeville Rd. |
Urse Honda
350 Barnett Run Rd. |
Monongalia County
| Auto Max Preowned Vehicles
1450 Earl L Core Road Suite 175 |
Auto Max Preowned Vehicles
525 Don Knotts Blvd |
| Auto Ranch
761 Fairmont Rd. Ste. 1 |
Freedom Kia of Morgantown
601 Mary Jane Wood Circle |
| I-79 Honda 6100 Nancy D Dr. |
Lithia Morgantown-CJD LLC DBA CDJRF of Morgantown 1733 Mileground Rd. |
|
Lithia Morgantown-S, LLC DBA Subaru of Morgantown 1730 Mileground Rd. |
Lithia Morgantown-F, LLC DBA Ford Lincoln of Morgantown 501 Mary Jane Wood Circle |
| Merryman Quality
1737 Mileground Rd. |
Mileground Pre-Owned Motors, Inc.
346 Mileground Rd. |
| Mitsubishi of Morgantown
58 Don Knotts Blvd. |
Premier Chevrolet Buick GMC
6030 University Town Center Dr. |
| Triple S Harley Davidson
37300 Wille G Ave |
University Motors LTD
60 Don Knotts Blvd. |
| Urse Dodge Chrysler Ram of Morgantown
2000 Mid Atlantic Road |
Waterfront Jeep
525 Don Knotts Blvd. |
| Weimer Hyundai of Morgantown
401 Mary Jane Wood Circle |
Weimer Morgantown Inc. 401 Mary Jane Wood Circle |
Marion County
| Anthony Chevrolet 1229 Country Club Road |
Carnes Auto
401 Buffalo Street |
| Corwin Ford
PO Box 427 |
Dan Cava's Toyota World
2510 Whitehall Blvd. |
| Husky Country Auto
4229 Husky Highway |
Joe's Cars
800 East Park Avenue |
| Main Street Auto
610 East Main Street |
Sowers Pre-Owned Auto Sales
605 Gaston Ave. |
| Toothman & Sowers Ford
2231 White Hall Blvd. |
Trailer City Inc. 2386 White Hall Blvd. |
|
Urse Dodge Inc. 14 Tygart Mall Loop |
|
Taylor County
| Auto Junction
391 George Washington Highway |
Toothman Ford Sales Inc.
PO Box 9 |
Preston County
| The Auto Source
Route 7 West |
Victory Auto Group, LLC DBA Victory Chrysler Dodge Jeep Ram 16583 Veterans' Memorial Hwy |
CASH BACK AUTO REFI
|
As low as |
2 MONTHS |
1% cash back |
|
As low as |
2 MONTHS |
1% cash back |
- 1Cash Back
- Cash back is paid based on 1% of the total loan amount, $15,000 minimum loan amount
- Maximum cash back amount is $500 per member
- Cash back will be deposited into the Fairmont Federal Credit Union savings account, associated with the loan, within one business day of the loan funding.
- 2Deferred Payment
- First payment may be deferred for up to 2 months from loan date. Loan will accrue interest during that time.
- Premier Checking Discount
- Reduce your rate by .50% with a premier checking account.
- Offer available for the refinancing of non-Fairmont Federal Credit Union auto loan and valid for a limited time.
How to Apply
There are several options for applying:
- Online
- By phone: 304.363.5320, Option 1
- In-person: at any of our full-service branches
3Annual Percentage Rate (APR) shown is effective 03.01.2021. Example Payment: $328 monthly payment is based on a 2.50% rate and a 2.70% Annual Percentage Rate (APR), a loan-to-value less than or equal to 100%, 84-month term, $25,000 financed with a $175 loan origination fee.
4Annual Percentage Rate (APR) shown is effective 03.01.2021 with premier checking. Example Payment: $322 monthly payment is based on a 2..00% rate and a 2.20% Annual Percentage Rate (APR), 84-month term, $25,000 financed with a $175 loan origination fee.
Promotion rate and premier checking rate discount is subject to change without notice, is available on model years new -2017 and does not apply to Member Business auto loans. The maximum term on new-2018 model vehicles is 84 months. The maximum term on 2017 model vehicles is 66-months. Additional rates and APRs dependent upon credit history, type of collateral, loan term and LTV. All loans are subject to credit approval. See a representative for details.
