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Auto Loans
If your old car is driving you crazy, it may be time to finance a new one. Whether it's a new or used car or truck, we offer competitive rates and a payment plan you can afford. Or refinance your current auto loan for a lower rate. Even get pre-approved for better bargaining power. Either way, you can save money.
Auto Loan Details
- Several options for affordable financing:
- Take out a loan for a new or used vehicle
- Motorcycle loans also available
- Get pre-approved for better bargaining power
- Refinance your current loan for a lower rate
- Competitive member rates
- Affordable payment plans for all budgets
- Peace of mind with optional credit life & disability insurance
- Find new and used car values with NADA guides
- Affordable Guaranteed Asset Protection (GAP) available
- Decisions made locally for faster approvals
- Experienced local experts give personalized service
How to Apply
There are several options for applying:
- Online
- By phone: 304.363.5320, Option 1
- In-person: at any of our full-service branches
- At a participating dealer
Participating Dealers
The following dealers are participants in Fairmont Federal Credit Union's Dealer Program. Please visit these accredited dealers when searching for your next vehicle loan.
Harrison County
| Audi of Clarksburg/Volkswagon of Clarksburg
US Rte. 19 South/PO Box 147 |
Bridgeport Auto Mart
531 East Main Street/PO Box 1106 |
| Carder Motors
408 West Main St. |
Chenoweth Ford
Route 50 East/PO Box 1640 |
| Country Club Chrysler Dodge
Route 19 South |
Dan’s Car World 1221 Johnson Avenue |
| Dan Cava’s Buick GMC Cadillac 1366 E Pike St/PO Box 390 |
Freedom Kia of Clarksburg
97 Joy Lane |
| Harry Green
1858 East Pike St./PO Box 1527 |
Hilltop Auto Mart Preowned
2027 East Pike St./PO Box 8037 |
| Jenkins Subaru-Hyundai
750 Lodgeville Rd. |
Urse Honda
350 Barnett Run Rd. |
Monongalia County
| Auto Max Preowned Vehicles
1450 Earl L Core Road Suite 175 |
Auto Max Preowned Vehicles
525 Don Knotts Blvd |
| Auto Ranch
761 Fairmont Rd. Ste. 1 |
Freedom Kia of Morgantown
601 Mary jane Wood Circle |
| I-79 Honda 6100 Nancy D Dr. |
Lithia Morgantown-CJD LLC DBA CDJRF of Morgantown 1733 Mileground Rd. |
|
Lithia Morgantown-S, LLC DBA Subaru of Morgantown 1730 Mileground Rd. |
Lithia Morgantown-F, LLC DBA Ford Lincoln of Morgantown 501 Mary Jane Wood Circle |
| Merryman Quality
1737 Mileground Rd. |
Mileground Pre-Owned Motors, Inc.
346 Mileground Rd. |
| Mitsubishi of Morgantown
58 Don Knotts Blvd. |
Premier Chevrolet Buick GMC
6030 University Town Center Dr. |
| Triple S Harley Davidson
37300 Wille G Ave |
University Motors LTD
60 Don Knotts Blvd. |
| Urse Dodge Chrysler Ram of Morgantown
2000 Mid Atlantic Road |
Waterfront Jeep
525 Don Knotts Blvd. |
| Weimer Hyundai of Morgantown
401 Mary Jane Wood Circle |
Weimer Morgantown Inc. 401 Mary Jane Wood Circle |
Marion County
| Anthony Chevrolet 1229 Country Club Road |
Carnes Auto
401 Buffalo Street |
| Corwin Ford
PO Box 427 |
Dan Cava's Toyota World
2510 Whitehall Blvd. |
| Husky Country Auto
4229 Husky Highway |
Joe's Cars
800 East Park Avenue |
| Main Street Auto
610 East Main Street |
Sowers Pre-Owned Auto Sales
605 Gaston Ave. |
| Toothman & Sowers Ford
2231 White Hall Blvd. |
Trailer City Inc. 2386 White Hall Blvd. |
|
Urse Dodge Inc. 14 Tygart Mall Loop |
|
Taylor County
| Auto Junction
391 George Washington Highway |
Toothman Ford Sales Inc.
PO Box 9 |
Other
| The Auto Source
Route 7 West |
Victory Auto Group, LLC DBA Victory Chrysler Dodge Jeep Ram 16583 Veterans' Memorial Hwy |
3.2.1 Auto Refi Program
|
As low as |
2 MONTHS |
1% cash back |
- 1Cash Back
- Cash back is paid based on 1% of the total loan amount, $15,000 minimum
- Maximum cash back amount is $500 per member
- Cash back will be deposited into the Fairmont Federal Credit Union savings account, associated with the loan, within one business day of the loan funding.
- 2Deferred Payment
- First payment may be deferred for up to 2 months from loan date. Loan will accrue interest during that time.
- Offer available for the refinancing of non-Fairmont Federal Credit Union auto loan and valid for a limited time.
How to Apply
There are several options for applying:
- Online
- By phone: 304.363.5320, Option 1
- In-person: at any of our full-service branches
3Annual Percentage Rate (APR) shown is effective 01.01.2020, is subject to change without notice, is not eligible for any other rate discounts and is available for model years New-2016 only. “As low as” rate assumes excellent borrower credit history with a maximum 66-month term and 100% loan-to-value (LTV). Example Payment: $250 monthly payment is based on a 3.00% rate and a 3.37% Annual Percentage Rate (APR), 66-month term, $15,000 financed with a $150 loan origination fee. Additional rates and APRs dependent upon credit history, type of collateral, loan term and LTV. All loans are subject to credit approval. Some restrictions apply. See a representative for details.
