Earn higher dividends, plus ATM withdrawal fee refunds nationwide* with free Kasasa Cash® checking. There's never a minimum balance to keep and no monthly service charge to fork over (and over, and over). Get all this for doing just a few banking basics, like using your debit card and e-statements.
- Free checking that pays high dividends
- 1.50% APY* on balances up to $10,000
- 1.50% to 0.15% APY on balances over $10,000 depending on balance in account*
- 0.05% APY* if qualifications aren't met
- Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*
- No minimum balance to earn rewards
- No monthly service fee
- Free online banking & bill pay
- Free e-statements
- Free mobile banking with mobile deposit
- Free telephone banking
- Free Visa® debit card
- Unlimited check writing
- Preferred rates on personal loans and share certificates
- No minimum deposit to open in branch
- $25 minimum deposit to open online
It's Easy to Qualify.
To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled in and agree to receive e-statements
- Be enrolled in and log into online banking
And if you don't meet these qualifications, don't worry.
Your account is still free. You'll also still earn our base dividend rate — and you can get right back to earning your full rewards the very next cycle that you qualify.
Convert to a Kasasa Cash account.
If you have an existing Fairmont FCU checking account that you would like to convert to Kasasa Cash, all you need to do is contact us! We would be happy to make that change for you.
Keep in mind the transactions must post and/or clear during the qualification cycle period.
||11/30/2018 - 12/30/2018
||12/31/2018 - 1/30/2019
||1/31/2019 - 2/27/2019
||3/30/2019 - 4/29/2019
||4/30/2019 - 5/30/2019
||5/31/2019 - 6/28/2019
||6/29/2019 - 7/30/2019
||7/31/2019 - 8/30/2019
||8/31/2019 - 9/29/2019
||9/30/2019 - 10/30/2019
||10/31/2019 - 11/29/2019
||11/30/2019 - 12/30/2019
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our credit union.
Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) balances up to $10,000 receive APY of 1.50%; and balances over $10,000 earn .15% interest rate on the portion of balance over $10,000, resulting in a range from 0.15% to 1.50% APY depending on the account's balance and (2) you will receive reimbursements up to an aggregate total of $20 (max. $4.99 per single transaction) for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $5.00 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY and ATM withdrawal fees are not refunded. Dividends and ATM withdrawal fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 08/01/2015. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. However, if you are opening the account online, the minimum balance required to open this account is $25.00. Monthly enrollment/sign in online banking(primary member) and receipt of electronic statements are conditions of this accounts. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account's qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.