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Buy a house where you can make a home and build equity in your future with the help of Fairmont Federal Credit Union. Members are entitled to competitive rates, flexible terms with payments you can afford, and local personalized service from start to finish.

Rates

Fairmont FCU NMLS# 484694

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NO DOWN PAYMENT PURCHASE LOAN

Our NO DOWN PAYMENT Purchase Loan is the perfect start to making HOMEmade memories.  You make the memories.  We help make them possible.  With no down payment required, you can keep your savings for all the fun and creative projects that make a house your home. 

  • Competitive rates
  • Affordable closing costs
  • No Private Mortgage Insurance (PMI)
  • Free pre-approval for extra confidence when it comes to securing financing
  • Local decision-making and processing
  • Helpful loan advisors with working knowledge of the local real estate market

ADDITIONAL MORTGAGE PROGRAMS TO MEET YOUR NEEDS

Financing programs available for purchase, refinance and construction with competitive rates, affordable closing costs, and a wide range of terms customized to your unique situation.

  • Fixed rate mortgages
  • Adjustable rate mortgages (ARMs)
  • Construction Loans
  • WVHDF Homeownership Loans
  • FHA, VA and RD Government Loans
  • Click here to apply for Government Program Loans 

 

Home Insurance:

There’s No Place Quite Like the Place You Call Home

You work hard to give your family a home and the treasured memories that go with it. Help protect them with insurance from the TruStage® Home Insurance Program.

What’s covered?

Home insurance can help cover damage or loss due to fire, weather, theft and more. And it helps protect you from liability if an accident happens on your property.

What are the advantages?

TruStage gives credit union members access to coverage underwritten by Liberty Mutual® Insurance Company—along with these popular benefits*:

  • Potential savings for credit union members
  • Discounts for multiple policies, burglary/fire alarms, etc.
  • 24/7 claims, even on holidays—many are settled on the spot
  • Inflation protection—get today’s value for your belongings
  • Temporary housing assistance when you need it

Get a free quote today, and help make sure the place you call home has the protection it deserves.

A Tradition of Strength

TruStage is part of a heritage of faithful service to credit union members spanning more than 80 years. Over 20 million people have selected TruStage for accidental death and dismemberment, life, auto & home insurance and more.

TruStage ®Auto & Home Insurance Program is made available through TruStage Insurance Agency, LLC and underwritten by leading insurance companies, including Liberty Mutual Insurance Company or its subsidiaries or affiliates, 175 Berkeley Street, Boston, MA 02116 USA. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. *Please consult your policy for specific coverage and limitations. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.

© 2020 TruStage Insurance Agency

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Mortgage Loan Specialist by Location

Landon Huggins NMLS# 1995698

Mortgage Specialist

2 The Credit Union Way
Fairmont, WV 26554

Office: 304-363-5320 Ext. 6072
Fax: 304-363-5331
Email: [email protected]

Get Started with this Lender

 

Paul Cross NMLS# 527634

Mortgage / Member Business Specialist

2 The Credit Union Way
Fairmont, WV 26554

Office: 304-363-5320 ext 6102
Fax: 304-363-5331
Email: [email protected]

Get Started with this Lender

 

Thomas Board NMLS# 530485

Lending Manager

2 The Credit Union Way
Fairmont, WV 26554

Office: 304-363-5320 Ext. 6071
Email: [email protected]

Get Started with this Lender

 

Rachael Pratt NMLS# 782427

Mortgage Specialist

12 Lawless Road
Westover, WV 26501

Office: 304-363-5320 Ext. 6606
Fax: 304-296-1585
Email: [email protected]

Get Started with this Lender

Rachael Pratt NMLS# 782427

Mortgage Specialist

12 Lawless Road
Westover, WV 26501

Office: 304-363-5320 Ext. 6606
Fax: 304-296-1585
Email: [email protected]

Get Started with this Lender

 

Cathy Shoemaker NMLS# 1997140

Mortgage Specialist 

2 The Credit Union Way
Fairmont, WV 26555

Office: 304-363-5320 Ext. 6105
Email: [email protected]

Get Started with this Lender

 

Cathy Shoemaker NMLS# 1997140

Mortgage Specialist 

2 The Credit Union Way
Fairmont, WV 26555

Office: 304-363-5320 Ext. 6105
Email: [email protected]

Get Started with this Lender

 

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