Home Mortgage Loans

Buy a house where you can make a home and build equity in your future with the help of Fairmont Federal Credit Union. Members are entitled to competitive rates, flexible terms with payments you can afford, and local personalized service from start to finish.

Rates

Fairmont FCU NMLS# 484694

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NO DOWN PAYMENT PURCHASE LOAN

Our NO DOWN PAYMENT Purchase Loan is the perfect start to making HOMEmade memories. You make the memories. We help make them possible. With no down payment required, you can keep your savings for all the fun and creative projects that make a house your home.

Competitive rates
Affordable closing costs
No Private Mortgage Insurance (PMI)
Free pre-approval for extra confidence when it comes to securing financing
Local decision-making and processing
Helpful loan advisors with working knowledge of the local real estate market

ADDITIONAL MORTGAGE PROGRAMS TO MEET YOUR NEEDS

Financing programs available for purchase, refinance and construction with competitive rates, affordable closing costs, and a wide range of terms customized to your unique situation.

Fixed rate mortgages
Adjustable rate mortgages (ARMs)
WVHDF Homeownership Loans
FHA, VA and RD Government Loans
Click here to apply for Government Program Loans

Membership eligibility may apply. Financing is available with approved credit and collateral. We do business in accordance with the Federal Fair Lending Laws.

Home Insurance:

There’s No Place Quite Like the Place You Call Home

You work hard to give your family a home and the treasured memories that go with it. Help protect them with insurance from the TruStage® Home Insurance Program.

What’s covered?

Home insurance can help cover damage or loss due to fire, weather, theft and more. And it helps protect you from liability if an accident happens on your property.

What are the advantages?

TruStage gives credit union members access to coverage underwritten by Liberty Mutual® Insurance Company—along with these popular benefits*:

Potential savings for credit union members
Discounts for multiple policies, burglary/fire alarms, etc.
24/7 claims, even on holidays—many are settled on the spot
Inflation protection—get today’s value for your belongings
Temporary housing assistance when you need it

Get a free quote today, and help make sure the place you call home has the protection it deserves.

A Tradition of Strength

TruStage is part of a heritage of faithful service to credit union members spanning more than 80 years. Over 20 million people have selected TruStage for accidental death and dismemberment, life, auto & home insurance and more.

TruStage ®Auto & Home Insurance Program is made available through TruStage Insurance Agency, LLC and underwritten by leading insurance companies, including Liberty Mutual Insurance Company or its subsidiaries or affiliates, 175 Berkeley Street, Boston, MA 02116 USA. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. *Please consult your policy for specific coverage and limitations. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.

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