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Taking out a loan from your local credit union is a smart way to pay for important expenses — without having to drain your savings. Enjoy competitive member rates and a payment plan tailored to your needs. Local decisions made in-house ensure efficient processing and friendly service at every step.

Rates Financial Calculator

  • Take out a personal loan to fund big expenses instead of using your savings or emergency fund
  • Enjoy benefits of a lower loan rate
  • Affordable payment plans tailored to your budget
  • Decisions made locally for faster approvals
  • Personalized service to walk you through each step

How to Apply

There are several options for applying:

  • Online: available for online banking users
  • By phone: 304.363.5320, Option 1
  • In-person: at any of our full-service branches

Take out a share secured loan to fund big expenses instead of using your savings or emergency fund.

  • Establish or repair credit payment profile:
    • Use a share savings account or term share certificate as collateral
  • Flexible terms and payments
  • Continue to earn dividends on your account
  • Decisions made locally for faster approvals
  • Experienced local experts give personalized service

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