As of December 31, 2018

Based upon our knowledge these financial statements truly and fairly present in all material respects Fairmont Federal Credit Union's financial condition and results of operations.

Acknowledged by: Cindy Dickey CEO & Nancy Lopez, Exec VP, CFO

This credit union is federally insured by the National Credit Union Administration

Assets
Total Net Loans $262,675,257
Liquid Assets $9,346,914
Investments $47,893,232
Receivables $557,586
Prepaid/Deferred Expenses $3,271,086
Fixed Assets $17,208,728
Accrued Income $721,455
Other Assets $3,432,516
Total Assets $345,106,774
Liabilities & Equity
Accounts & Notes Payable $2,872,918
Accrued Expenses $1,274,658
Other Liabilities $79,045
Total Shares $309,705,825
Total Equity $31,174,328
Total Liabilities & Equity $345,106,774
Statistics
Number of Member Accounts 40,701
Total Delinquent Loans $3,350,769
Net Worth Ratio 10.06%
Delinquency Rate 1.27%